PEX

PEX makes it easy to spend, submit, track and reconcile your expenses - all in one place

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PEX is an advanced expense management and corporate card platform that enables businesses to simplify and automate employee spending. The system allows organizations to issue both physical and virtual Visa cards, with built-in controls that help managers set spending limits, categories, and permissions. By automating expense tracking and reconciliation, PEX eliminates manual data entry and reduces errors, helping finance teams save valuable time.

The platform also incorporates AI-powered tools that automatically match receipts to transactions, ensuring compliance and accurate reporting. With real-time dashboards and reporting features, businesses can track spending across departments, projects, or individual employees instantly. PEX integrates with popular accounting and ERP systems, making it easier to sync data, reconcile accounts, and close books faster.

PEX supports different card programs such as prepaid expense cards, credit-based commercial cards, and disbursement cards for grants, stipends, or vendor payments. Trusted by thousands of companies across industries, it has issued millions of cards to help organizations better manage cash flow, streamline vendor payments, and reduce reliance on petty cash.

Pricing of PEX

Credit Expense

USD Apply now

Year

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Stay in control of your business expenses with a corporate charge card
No setup or subscription fees
1 Percent back* on all eligible purchases

Disburs

USD 399

OneTime Setup Fee

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A simple way to pay advocates or grantees and reward employees
50 cards free
Additional cards $5 each

Prepaid Expense - Base

USD 0

Month

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Free card accounts - Up to 5
Additional card price - $8
Employee Reimbursements - $1 per ACH payment

Prepaid Expense - Core

USD 75

Month

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Free card accounts - Up to 20
Additional card price - $4
Employee Reimbursements - Up to 20 free
then $1 per ACH payment

Prepaid Expense - Pro

USD 200

Month

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Monthly subscription fee - 200
Free card accounts - Up to 100
Additional card price - $2
Employee Reimbursements - Up to 100 free
then $1 per ACH payment

Prepaid Expense - Core - Nonprofit Pricing

USD 30

Month

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Free card accounts - Up to 20
Additional card price - $4
Employee Reimbursements - Up to 20 free then $1 per ACH payment

Prepaid Expense - Pro - Nonprofit Pricing

USD 80

Month

Buy Now

Free card accounts - Up to 100
Additional card price - $2
Employee Reimbursements - Up to 100 free then $1 per ACH payment

Prepaid Expense - Base - Nonprofit Pricing

USD 0

Month

Buy Now

Free card accounts - Up to 5
Additional card price - $8
$1 per ACH payment

Key Features of PEX

Key Features:

Risk Analytics
Reporting/Analytics
Credit Risk Management
Operational Risk Management
Workflow Configuration
Receipt Management
Spend Control
Expense Approval
Time & Expense Tracking
Personalized Financial Plans
Credit Score Monitoring
Financial Wellness

Key Specification

Other Categories:	Payment Management Software Workflow Management Software Financial Risk Management Software expense management software Payment Processing Software SaaS Spend Management Software Credit Card Processing System Financial wellness software Time & Expense Management Software Spend Management Software Expense Report Software
Deployment:	Cloud Hosted
Customer Support:	Phone,Email,Live Chat
Customization:	Yes
Languages Support:	English

Who uses PEX

Personal

StartUps

SMEs

Agencies

Enterprises

Company Details

Company Name:	Prepaid Expense Card Solutions Inc.
Headquarter:	NYC, New York United States
Social Media:	Facebook LinkedIn

PEX Description

PEX is designed to transform the way organizations handle employee and operational spending. Instead of relying on outdated processes like petty cash, manual reimbursements, or spreadsheets, PEX offers a centralized digital platform where companies can issue prepaid or credit cards to employees and control spending in real time.

Administrators can set rules by department, project, or role, customizing how each card is used. For example, managers can restrict purchases to certain categories, impose daily or monthly limits, or automatically fund vendor cards when needed. These automated spend controls provide greater accuracy and prevent misuse of company funds.

The system is especially powerful during month-end close, as it automatically captures transaction details, tags them, and matches receipts using AI. Employees can upload receipts via mobile devices, and the system ensures compliance by sending reminders and enabling approval workflows.

PEX also integrates directly with accounting and ERP platforms, so finance teams no longer have to manually transfer data between systems. Sub-accounts can be created instantly to manage budgets across teams or projects, giving organizations the ability to track and allocate funds with precision.

In addition to expense cards, PEX offers disbursement cards that are ideal for distributing grants, stipends, or incentives, and commercial credit cards with lines up to $200,000. All card types earn rewards, including cash back on eligible spending.

With over a decade of experience, PEX has built a reputation as a secure, scalable, and reliable expense management partner. More than 10,000 organizations use its platform, benefiting from reduced manual work, stronger financial control, and real-time visibility into every dollar spent.