401GO

Fast, affordable 401(k) plans optimized for small and medium sized businesses.

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401GO is a technology-driven platform that simplifies and automates the process of setting up and managing 401(k) retirement plans, specifically tailored for small to medium-sized businesses. Established in 2017 and headquartered in West Jordan, Utah, 401GO leverages automation to make retirement planning accessible, affordable, and efficient for companies that may have previously found traditional 401(k) offerings complex or cost-prohibitive.

In the realm of employee benefits, offering a 401(k) plan has become a critical component for attracting and retaining talent. However, many small businesses face challenges such as high costs, administrative burdens, and compliance complexities when considering traditional 401(k) providers. 401GO addresses these issues by providing a streamlined, user-friendly platform that automates many of the intricate processes associated with retirement plan management.

Pricing of 401GO

GO-Starter

USD 25.00

per month

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$2 per participant
0.3% AUM fee
No setup fee

GO-Plus

USD 139.00

per month

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$2-$7 per participant
0.3% AUM fee
$500 setup fee

GO-Enterprise

USD 0.00

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Solo 401(k)

USD 19.00

per month

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$0 per participant
0.3% AUM fee
$250 setup fee

Key Specification

Other Categories:	401(k) Software
Deployment:	Cloud Hosted,Hybrid
Customer Support:	Phone,Email
Customization:	Yes
Languages Support:	English

Who uses 401GO

Personal

StartUps

SMEs

Company Details

Company Name:	401GO
Headquarter:	South Jordan, Utah United States
Social Media:	Facebook Twitter LinkedIn

401GO Description

Key Features & Specifications

Flexible Plan Design: Employers can customize their 401(k) offerings to align with company goals and employee needs. Options include Safe Harbor plans, Roth and Traditional contributions, profit-sharing arrangements, and vesting schedules.
Automated Compliance & Testing: The platform ensures adherence to IRS regulations by automating compliance tasks, including nondiscrimination testing and tax filings. This reduces the administrative burden on employers and minimizes the risk of costly penalties.
Payroll Integration: 401GO integrates seamlessly with various payroll systems, facilitating accurate and timely processing of employee contributions and employer matches. This integration ensures synchronization between payroll and retirement accounts, reducing manual data entry and potential errors.
Employee Onboarding and Education: The platform offers intuitive onboarding for employees, guiding them through enrollment, contribution elections, and investment choices. Educational resources are available to help employees make informed decisions about their retirement savings.
Investment Management: 401GO provides access to a diverse selection of investment options, catering to varying risk tolerances and retirement goals. Features like automatic rebalancing and a guided portfolio builder assist employees in managing their investment strategies effectively.
Security Measures: Recognizing the sensitivity of financial data, 401GO employs stringent security protocols, including third-party penetration testing, comprehensive background checks for employees, and secure password enforcement, ensuring the protection of both employer and employee information.
Transparent Pricing: 401GO offers competitive pricing models, making 401(k) plans accessible to businesses of all sizes. The platform provides clear information on costs, allowing employers to choose plans that best fit their budget and requirements.