ADP Retirement Services

https://www.adp.com/what-we-offer/benefits/retirement.aspx

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ADP Retirement Services is a comprehensive, cloud-based solution that helps businesses of all sizes offer and manage retirement plans with ease. The platform supports a range of retirement vehicles including 401(k), Roth 401(k), Safe Harbor 401(k), SIMPLE IRA, SEP IRA, and 403(b) plans. Its key strength lies in its seamless integration with ADP payroll systems, enabling real-time synchronization of contribution data, compliance validation, and automated plan management.

The solution is designed to simplify retirement planning for both employers and employees. Employers benefit from a choice of flexible plan packages suited for small to enterprise-level organizations, equipped with fiduciary support and advanced compliance tools. Employees are empowered with intuitive mobile access, a personalized Retirement Readiness Score, and tools to manage deferrals, loans, and withdrawals.

ADP Retirement Services also ensures security and compliance with the latest regulatory changes including SECURE 2.0. With robust data protection, expert support, and automatic testing tools, it minimizes fiduciary risk while improving plan participation and administration. Backed by a vast client base, the platform provides tailored service models, educational resources, and real-time insights to help organizations build stronger financial futures for their workforce.

Pricing of ADP Retirement Services

For get detailed pricing as per your requirements.

Key Features of ADP Retirement Services

Key Features:

Benefits Administration Outsourcing
Benefits Dashboard
Retirement Planning
Financial Wellness
Savings Goals
Tax Planning

Key Specification

Other Categories:	Benefits Administration Software 401(k) Software Financial wellness software
Deployment:	Cloud Hosted,Hybrid,Any
Customer Support:	Phone,Email,Live Chat
Customization:	Yes
Languages Support:	English

Who uses ADP Retirement Services

Personal

Enterprises

Company Details

Company Name:	ADP Inc
Headquarter:	New Jersey United States
Social Media:	Facebook Twitter LinkedIn

ADP Retirement Services Description

ADP Retirement Services delivers a powerful, user-friendly retirement management system that integrates seamlessly with existing payroll and HR infrastructures. The software helps businesses of all sizes—from small firms to large enterprises—implement and manage customized retirement plans. It offers a scalable plan structure with four tiers: Starter‑k, Essential, Enhanced, and Premier, each tailored to meet specific business needs.

Starter‑k is ideal for micro-businesses, with simplified compliance and no employer match requirements. Essential adds real-time payroll sync, mobile access, and fiduciary support, making it a strong fit for small to mid-sized businesses. Enhanced expands customization options and investment flexibility, while Premier is designed for large enterprises with dedicated service teams, M&A support, and ERISA compliance consulting.

Employees benefit from modern tools that simplify retirement engagement. A mobile app and online portal allow users to view balances, make deferral changes, request loans or hardship withdrawals, and monitor their Retirement Readiness Score. Financial education resources, planning calculators, and live webinars enhance employee understanding and participation.

For administrators, the platform features real-time compliance dashboards, nondiscrimination testing tools, and automated plan management workflows. Integration with ADP payroll ensures that contribution data flows automatically and accurately into the retirement system, reducing administrative burdens and errors.

The software also provides SECURE 2.0 readiness, automatic tax credit calculations, and tools to meet state-mandated retirement plan requirements. With secure file transfers and advanced encryption, data privacy and security are well protected.

Service is backed by experienced retirement specialists offering ongoing plan consultation, setup support, and fiduciary guidance. ADP Retirement Services is a future-ready solution helping companies enhance employee retention, reduce compliance risk, and promote long-term financial wellness.

✅ Key Features & Specifications

Plan Types Supported: 401(k), Roth 401(k), Safe Harbor, SIMPLE IRA, SEP IRA, 403(b)
Plan Packages: Starter‑k, Essential, Enhanced, Premier
Payroll Integration: Real-time sync with ADP payroll, reducing manual entry
Employee Access: Mobile app for contributions, loans, withdrawals, readiness tracking
Compliance Tools: Real-time dashboards, nondiscrimination testing, SECURE 2.0 readiness
Financial Education: Retirement calculators, webinars, educational portal
Fiduciary Support: 3(16) and 3(38) fiduciary services, ERISA consulting
Security: Secure file transfers, data encryption, enterprise-grade protection
Service & Support: Dedicated plan consultants, onboarding, and compliance assistance
Automation: Auto-enrollment, auto-escalation, and integrated compliance tracking